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Wells Fargo Energetic Money℠ Card Evaluate


Limitless 2% money rewards — Cardholders earn a vast 2% money rewards on each buy, with no classes to activate or earnings limits to trace. Plus you’ll be able to redeem the money rewards for the whole lot from assertion credit to reward playing cards — with no particular redemption hurdles to leap by way of.

Whereas there are just a few different money again playing cards on the market with the identical rewards charge, the Wells Fargo Energetic Money℠ Card stands out with its simplicity.

$200 money rewards sign-up bonus — New Wells Fargo Energetic Money℠ Card holders can earn a $200 money rewards sign-up bonus for spending simply $1,000 on their card within the first three months. Not solely is that this a really aggressive sign-up bonus for a card with no annual payment, nevertheless it’s additionally one of many issues that units this Wells Fargo bank card other than different 2% money again playing cards. Most playing cards with 2% limitless money again do not include a sign-up bonus.

15-month 0% intro APR provide — New cardholders can take pleasure in a 0% intro APR on each new purchases and eligible stability transfers for a full 15 months. That is an amazing provide, even when in comparison with playing cards marketed only for a 0% intro APR.

Needless to say solely stability transfers made inside the first 120 days will qualify for the lowered rate of interest. There’s additionally a stability switch payment that may apply to all transfers.

No annual payment — In lots of instances, excessive rewards charges imply excessive annual charges. Not with the Wells Fargo Energetic Money℠ Card. The cardboard has no annual payment, which implies you will not have to pay simply to maintain your account open.

Mobile phone safety — With the worth of a typical cellular phone within the a whole bunch of {dollars}, having some kind of insurance coverage is a good suggestion. With this Wells Fargo card, you will get built-in cellular phone safety simply by paying your cellular phone invoice along with your card. The safety covers your cellphone within the occasion of theft, harm, or “involuntary and unintentional parting.” You possibly can rise up to $600 per declare — minus a $25 deductible — and as much as two claims per 12-month interval.

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